Wildfire Safety GuideAfter a Wildfire

gettyimages-1008290418-170667aGETTY IMAGESAfter a WildfireReturning home after a wildfire can be mentally and physically taxing. The process is gradual and sometimes overwhelming. In cases where minimal or no damage occurs, homecoming can bring a sigh of relief. But in instances where there is significant destruction to your home and property, an organized approach should be taken to getting back to normal. Returning home safely: Wait for official clearance before re-entering the affected area.Until officials say it’s safe to do so, refrain from returning home or re-entering an evacuated area. Continue to monitor air quality reports; if smoke conditions remain high, children and people with asthma, COPD, heart disease and who are pregnant may need to delay their return home.

Once cleared to re-enter the affected area, take the following steps:

Watch for loose or damaged power and gas lines, jammed doors, foundation cracks and compromised support beams. If needed, connect with a building inspector or contractor for a structural check before entering your home.

Look for hot spots or areas where vegetation may still be smoldering. If safe to do so, inspect your roof, attic, bedrooms and the exterior of your home for remaining embers.

Ensure that your water supply is still working and exercise caution when turning the main circuit breaker back on.

Avoid walking on sagging floors or under sagging ceilings.

Clean any damaged locks by taking them apart and wiping them with oil.

If you smell natural or propane gas or hear a hissing noise, exit the premises immediately and call the fire department.

Assess property damage and document losses for insurance claims.As you begin to make your way through your home and property, take photos/video of anything inside or out that’s been damaged or moved, and create a written inventory as well as; both can prove valuable for insurance claims. Do not discard damaged items until an adjuster visits and conducts an inspection. In documenting any property or personal property damage, remember to assess the following:

Lawn and tree damage

HVAC damage

Pool, spa or solar panel damage

Plumbing issues

Art, furniture, electronics and appliances

Next, begin the claims-filing process with your insurance company and document all communications. There is a time limit for filing claims after a wildfire, and insurance companies may be busier than usual; the sooner you file, the better. Some tips for the claims-filing process:

Make a copy of everything you give to the adjuster.

Ask to see the adjuster’s identification; scammers are common after natural disasters.

If advised to start repairs, get permission in writing.

Verify what’s covered by your policy and get additional estimates, if necessary.

gettyimages-1198428451-170667agetty imagesEngage in cleanup and recovery efforts: Clear debris and ensure structural safety.Once you’ve established that your home is safe to re-enter, and damages have been assessed by an insurance adjuster, you can proceed in cleanup and recovery efforts:

Wear proper safety gear, including N95 masks, latex or nitrile gloves, and eye protection.

Open doors, windows and vents, and use vacuums equipped with HEPA filters.

Change HVAC system filters immediately.

Have heating, ventilating and air-conditioning systems professionally cleaned to remove smoke residue, ash and soot.

Clean indoor surfaces with damp cloths and wet down any items that have been burnt before disposing of them.

Do not use vinegar or harsh chemical cleaners, as they can react with chemicals in ash. Clean with soap and water only.

Use a power washer to remove soot, chemical residue and ash from the exterior of your home.

Dispose of any foods that encountered smoke, water, fumes or chemicals, even if the food packaging remains unopened.

Seek assistance from relief organizations and government agencies.A diverse range of organizations and agencies exist to aid those affected by wildfires. It can take some time to recover, but help is available for those in need:

For help with food, clothing, medicine and shelter, contact your local disaster relief service such as American Red Cross or Salvation Army.

FEMA provides disaster assistance to some homeowners and renters for items not covered by insurance. You must apply and qualify to receive aid.

USDA has some programs that assist communities, businesses, farmers and ranchers that have been hit hard by natural disasters. They can also connect some individuals with state and local help.

Address emotional and psychological impacts of wildfire trauma.It’s not uncommon for people to have stressful reactions to wildfires. Whether it’s sleep disturbances, mood swings or difficulty concentrating, symptoms can present similar to PTSD, promoting the need for professional or even clinical help. Some of the more common resources for help include:

The National Child Traumatic Stress Network offers coping tips for people of all ages affected by wildfires, plus tips for how to talk to children.

The American Red Cross Disaster Distress Helpline has counselors available 24/7 at 1-800-985-5990.

The Substance Abuse and Mental Health Services Association offers helpful advice for those affected by traumatic events and disasters.

This information is being provided for general informational purposes only. The Auto Club Group does not assume any liability in connection with providing this information.
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